If you’re an entrepreneur who dreams of owning your own company, you’re not alone. But you will need capital and that might be an issue. Most lenders are cautious to participate in startup financing because it’s a high risk. Startups are uncertain projects, compared to established businesses with consistent revenue and profitability.
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The not-for-profit lending organization, The Provident Loan Society of New York has announced interest-free loans for new customers who are in need of quick cash due to these difficult times. This interest-free loan can be paid back over the course of six or four months. John Higney, President/CEO of The Provident Loan Society, says their not-for-profit board decided […]
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Summer is around the corner and you haven’t booked your vacation yet? Two possible explanations. One, you’re a big-time procrastinator. Or two, you’ve already planned out the entire trip but are missing one little detail: the money to get there. Either way, we’re here to help you out. Click below to find out how you […]
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April 15th is coming up and you know what that means…Tax Day! It’s time to face the paperwork, but for most people, this also includes a hefty tax refund– not so bad after all, eh? Speaking of Tax Day… Did you know that April 15th is not the due date for every state in America? […]
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Not all watches are treated the same when it comes to taking care of them and maintaining them. Certified gemologist Anthony LoRe has been with Provident Loan Society, appraising jewelry, for more than 15 years. Over the years, he’s seen a number of antique and expensive watches come under the magnifying glass. He says he […]
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Many immigrants that live in The Bronx are of Hispanic descent. In fact, more than 50 percent of the Bronx population identifies as Hispanic. This makes The Bronx the most diverse area in the United States, according to the 2010 U.S. Census. The Bronx is home to an array of opportunities for financial empowerment for […]
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Loans from a bank might sound appealing when you need a loan, but slow application processes and high fees and interest don’t make them the best option in a pinch. Typical bank loans can take weeks to get approval. Compare that to most pawn shops where you can get a loan in under 20 minutes. In […]
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Immigrants moving to Flushing, Queens can often feel lost when it comes to their new life in America. Many new immigrants don’t have credit to borrow money from a bank, or from a credit card. Here are four tips that Chinese immigrants can follow to build credit over time.
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In a previous blog, I provided a brief introduction to the lineage of Robert W. de Forest, the first president of The Provident Loan Society. His family was among the first Walloon emigrants to settle in NYC in 1637. An industrious group, they prospered as tobacco farmers, malt liquor brewers, shipping merchants, and businessmen, and […]
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In my last blog, I discussed alternatives to traditional engagement rings, including stones set low in a wide band, metal bands with intricate engravings, and “poesy” rings inscribed with a romantic message on the inside, outside, or both. In this blog, I offer two more engagement ring options to consider.
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