Provident Loan continues to serve people and small businesses with short-term, collateral loans for gold, jewelry, fine watches, and silverware, at rates much lower than traditional pawnshops.
If you can't pay back your loan in 6 months, we can help you with a grace period.
We are able to give our customers lower fees and interest rates than our For-Profit competitors.
Abandoned collateral is auctioned/sold and after expenses, you keep excess proceeds.
Refer a friend and earn money. Loyal clients don't pay fees on their next loan. New clients get 0% interest loans
For an estimation on loan fees and interest rates, you can use our loan calculator If it’s your first time taking out a collateral loan you might have questions, check our FAQ. To get started on your collateral loan, click here to get a free appraisal, call us toll-free at 1-800-757-7296, or visit one of our five New York City locations. We also offer loans to all 50 states and US territories.
Bring your collateral items to one of our five New York City offices. Tell us how much money you need and when you want to pay it back. We’ll then appraise your items onsite and give you the cash on-the-spot. Or apply online! Normally our process takes about 20 minutes. Like a pawnshop but better.