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Different Types of Jewelry Appraisals – Part 2

  Insurance Appraisals These documents are used by insurance companies to determine the cost to replace a piece of jewelry or to compensate the owner in the case of loss, theft, or damage, according to the owner’s insurance plan. This type of appraisal usually considers the cost of replacing the jewelry if it was crafted […]

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NYC Programs to Help Small Business Owners

New York City has many public services to help small businesses and aspiring entrepreneurs with everything from guidance to growth. Unfortunately, many of these public programs are rarely advertised. As a result, entrepreneurs don’t take advantage of these services. Provident Loan Society of New York recently went through the different services available through New York […]

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How to Purchase Vintage Jewelry

How to start your Jewelry hunt Your first step into the world of vintage and antique jewelry should be to look around! The Internet is an obvious place to start, but I also recommend a trip to your local library, bookstore, or Amazon. Warman’s Guides and Answers to Questions about Old Jewelry are terrific resources […]

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Microloans vs Collateral Loans – Which is Better For Me?

Do You Need An Alternative Lending Option to Expand Your Business? Many banks aren’t lending money to smaller businesses like they used to do. As a result, many entrepreneurs and small business owners are turning to alternative lending options, such as microloans and collateral loans. What Are Collateral Loans? Collateral loans require borrowers to provide […]

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Millennials Are Turning to Pawnshops for Loans

Pawnshops are becoming a popular source of quick cash for Millennials who don’t have access to credit or access to a bank account. A recent study by PricewaterhouseCoopers—an audit and taxing consulting company—revealed 42 percent of Millennials are turning to alternative financial services as a source for short-term loans. The most popular lender for Millennials […]

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How to Tell if Your Gold is Fake

The rising price of gold is making a lot of headlines in 2016 as investors flock to more safe havens. On February 9th of this year, investors poured the most amount of money ever into gold bullion securities, according to an article in the U.K.’s Telegraph. Whenever gold panics start, you can be sure scam […]

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Will Engraved Jewelry Have More Worth at a Pawnshop?

Whether it’s done by hand, machine, or the latest technology.. I remember watching the TV show Laverne & Shirley, and couldn’t help but notice the big “L” that Laverne wore on every shirt and sweater. If she were better off financially, would her jewelry have been emblazoned with the name “Laverne” or at least an engraved […]

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Is your Jewelry Contributing to Your Carbon Footprint?

Gems That Are Sustainable and Environmentally-Friendly When I was young, we never asked where the fruits and vegetables we bought at the supermarket came from or how they were grown. Oh, we might know that the apples were from upstate New York and the oranges came from Florida, but we didn’t want to know their […]

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Unusual Items Used as Loan Collateral

I’ve been in the pawn industry for over 40 years, all of them with the Provident Loan Society, the only not-for-profit pawnshop in New York State (and probably the country). Pawning is a great way to get quick, short-term cash loans by using a personal item of value as collateral to ensure that the loan […]

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