Call toll free: 1-800-757-7296


New customers are getting 0% interest loans for up to 180 days*


like a pawnshop but better


Either fill out our online form or just visit one of our loan offices to get an estimate on the spot.


Accept our offer and receive cash instantly for your pledge collateral. You will receive a loan ticket.


Up to 4 or 6 months to pay your loan. Redeem at any time. Renew your loan if needed.

a cash loan that gets you more

America’s not for profit collateral lender since 1894. Provident Loan Society continues to serve the people and small businesses throughout New York and across the country with short-term, collateral loans for gold, jewelry, fine watches, and silverware, at rates much lower than traditional pawnshops.

There are many advantages to taking out a collateral loan with us

For an estimation on loan fees and interest rates, you can use our loan calculator.
If it’s your first time taking out a collateral loan you might have questions, check our FAQ.
To get started on your collateral loan, click here to get a free appraisal, call us toll-free at 1-800-757-7296, or visit one of our five New York City locations. We also offer loans to all 50 states and US territories.

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america's not for profit collateral lender since 1894

Our jewelry collateral loans in NY provide a fast, secure, and less expensive way to get the cash you need – instantly and with no credit check required!