Helping Entrepreneurs & Small Businesses Since 1894

No Financial history needed.
The value of the loan is determined by the value of the asset.

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Everyone Needs a Vacation Once in a While

Some extra cash always comes in handy. Before you leave on your next trip, visit The Provident Loan Society.

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Sometimes Your Home Deserves a Little Extra Love

We can help you to pay for your home renovations if your cash flow is running low.

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Making Your Dreams Come True

The Provident Loan Society can give you just the little extra support you need to start working on your goals.

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When Life Brings you Unexpected Expenses

We've got you covered. No credit check. No employment verification. Fast loan in minutes.

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You Don’t Have to Sell Your Memories

We want you to keep your valuables. At Provident you could choose to reduce or redeem your loan at any time.

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AMERICA’S NOT FOR PROFIT COLLATERAL LENDER SINCE 1894

Provident Loan continues to serve the people and small businesses across the country with short-term, collateral loans for gold, jewelry, fine watches, and silverware, at rates much lower than traditional pawnshops.

Why we’re
better than a pawnshop

Lower interest rates. Lower fees. Longer loans. Learn why we’re better than the average pawnshop.

Online
Loans

Are you located outside of New York State? No problem

We offer secured cash loans on gold and jewelry to all 50 states and US territories

Frequently
Asked
Questions

What’s our process? What are our rates? Find answers to these questions and more in one spot.

Loan
Calculator

We believe in transparency about loan terms and interest rates.

Get a personal estimate here.

On your side since 1894

(Your) professional staff were exceptionally polished in their client service. Kind, always courteous and thorough in follow up with a new client. I was always updated with coming due dates and my telephone calls were always returned in a prompt manner.