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Supporting our New York community for over 125 years

We continue to help you with your financial needs even in uncertain times.

Get a Loan NOW!

When Life Brings you Unexpected Expenses

We've got you covered. No credit check. No employment verification. Fast loan in minutes.

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Helping Entrepreneurs & Small Businesses Since 1894

No Financial history needed. The value of the loan is determined by the value of the asset.

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You Don’t Have to Sell Your Memories

We want you to keep your valuables. At Provident you could choose to reduce or redeem your loan at any time.

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America'S NOT FOR PROFIT COLLATERAL LENDER SINCE 1894

Provident Loan Society continues to serve the people and small businesses throughout New York and across the country with short-term, collateral loans for gold, jewelry, fine watches, and silverware, at rates much lower than traditional pawnshops.

WHY WE ARE BETTER THAN A PAWN SHOP

In New York State, the highest interest rate allowed by law for a pawn shop is 4% per month. The Provident Loan keeps its rate at 2.16% per month.

Get the most out
of your gold

Discover the new Golden Loan.
More money for less.
Cut the cost of your gold jewelry loan In Half.

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What’s our process? What are our rates? Find answers to these questions and more in one spot.

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On your side since 1894

(Your) professional staff were exceptionally polished in their client service. Kind, always courteous and thorough in follow up with a new client. I was always updated with coming due dates and my telephone calls were always returned in a prompt manner.

L.S in New York

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HALF THE COST OF A PAWN SHOP

Our jewelry collateral loans in NY provide a fast, secure, and less expensive way to get the cash you need – instantly and with no credit check required!