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AMERICA’S NOT FOR PROFIT COLLATERAL LENDER SINCE 1894

Provident Loan continues to serve the people and small businesses across the country with short-term, collateral loans for gold, jewelry, fine watches, and silverware, at rates much lower than traditional pawnshops.

Why we’re
better than a pawnshop

Lower interest rates. Lower fees. Longer loans. Learn why we’re better than the average pawnshop.

Online
Loans

Are you located outside of New York State? No problem
 
We offer secured cash loans on gold and jewelry to all 50 states and US territories

Frequently
Asked
Questions

What’s our process? What are our rates? Find answers to these questions and more in one spot.

Loan
Calculator

We believe in transparency about loan terms and interest rates.

Get a personal estimate here.

On your side since 1894

(Your) professional staff were exceptionally polished in their client service. Kind, always courteous and thorough in follow up with a new client. I was always updated with coming due dates and my telephone calls were always returned in a prompt manner.

L.S in New York

Provident in the news!

See where we’ve been featured.

HALF THE COST OF A PAWN SHOP

Our jewelry collateral loans provide a fast, secure, and less expensive way to get the cash you need – instantly and with no credit check required!