Call toll free: 1-800-757-7296


New customers are getting 0% interest loans for up to 180 days*


A not for profit lender for more than 125 years

 97% of our customers pay off their loan & redeem their item

Get free appraisal

Tell us about your item by filling out our online form or just visit one of our loan offices to get an estimate on the spot. 

Receive your cash

Accept our offer and receive cash instantly for your pledge collateral. You will receive your loan ticket.

Redeem your item

Up to 4 or 6 months to pay your loan. Redeem at any time. Renew your loan if needed.

0% Interest loan

New customers are getting 0% interest loans for up to 180 days.

Premier loan

Get more time and pay less! No payments for up to 180 days.

Golden loan

Get the most out of our gold! More money for less fees.


For an estimation on loan fees and interest rates, you can use our loan calculator.
If it’s your first time taking out a collateral loan you might have questions, check our FAQ.
To get started on your collateral loan, click here to get a free appraisal, call us toll-free at 1-800-757-7296, or visit one of our five New York City locations. We also offer loans to all 50 states and US territories.

Refer a friend & earn cash!

Get up to $100 every time you successfully refer a friend to us

a cash loan that gets you more

America’s not for profit collateral lender since 1894. Provident Loan Society continues to serve the people and small businesses throughout New York and across the country with short-term, collateral loans for gold, jewelry, fine watches, and silverware, at rates much lower than traditional pawnshops.


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america's not for profit collateral lender since 1894

Our jewelry collateral loans in NY provide a fast, secure, and less expensive way to get the cash you need – instantly and with no credit check required!