Provident Loan Society continues to serve the people and small businesses throughout New York and across the country with short-term, collateral loans for gold, jewelry, fine watches, and silverware, at rates much lower than traditional pawnshops.
In New York State, the highest interest rate allowed by law for a pawn shop is 4% per month. The Provident Loan keeps its rate at 2.16% per month.
Discover the new Golden Loan.
More money for less.
Cut the cost of your gold jewelry loan In Half.
What’s our process? What are our rates? Find answers to these questions and more in one spot.
We believe in transparency about loan terms and interest rates.
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(Your) professional staff were exceptionally polished in their client service. Kind, always courteous and thorough in follow up with a new client. I was always updated with coming due dates and my telephone calls were always returned in a prompt manner.
Our jewelry collateral loans in NY provide a fast, secure, and less expensive way to get the cash you need – instantly and with no credit check required!