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Pawnshops

Have you thought of a pawnshop yet?

Getting a short-term loan at your bank isn’t exactly a walk in the park. But when you’re making fun winter holiday plans, some extra cash always comes in handy. So, maybe it’s time to exchange that engagement ring your ex gave you for a flight to Paris. Curious? You should […]

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Everything you need to know about Pawn Shops

Your grandmother’s old silverware or gold watch that’s tucked away in the attic can get you instant cash by taking it to a pawn shop. But, before you walk away with money in your pocket, here are the basic ins and outs of how pawn shops work.

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How Pawnshops Determine an Item’s Value – Part 1

In this blog, I’ll discuss three easy steps to estimate the value of an item to pawn: The “magnet test” to determine if the item is a precious metal Looking for metal purity markings (“k,”, “ct,” and “ster”) Weighing the item on a jewelry scale I’m often asked how Provident […]

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Why Are Millennials Turning to Payday Loans and Pawnshops?

Pawnshops and payday loans are becoming popular sources of fast cash for millennials who need instant help to pay their debts, according to a study by the Global Financial Literacy Excellence Center. Their research found that 42 percent of millennials have used alternative financial services as sources for short-term loans. Roughly 28 percent […]

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Different Types of Jewelry Appraisals – Part 3

    An estimate to replace, or replacement cost estimate, is probably the most common form of appraisal, though it is not as thoroughly researched or objective as a fair market value appraisal or an insurance appraisal. This appraisal accompanies an item of jewelry when it is purchased and is […]

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Different Types of Jewelry Appraisals – Part 2

  Insurance Appraisals These documents are used by insurance companies to determine the cost to replace a piece of jewelry or to compensate the owner in the case of loss, theft, or damage, according to the owner’s insurance plan. This type of appraisal usually considers the cost of replacing the […]

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Millennials Are Turning to Pawnshops for Loans

Pawnshops are becoming a popular source of quick cash for Millennials who don’t have access to credit or access to a bank account. A recent study by PricewaterhouseCoopers—an audit and taxing consulting company—revealed 42 percent of Millennials are turning to alternative financial services as a source for short-term loans. The […]

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How to Borrow Money from a Pawnshop

Pawning an item for quick cash is as simple as bringing your valuables into the nearest pawnshop and walking out with a cash loan. But is that the way to get the best deal? As a potential borrower, you need to do your homework on the pawnshop and the terms […]

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How Pawnshops Verify That Pawned Items Are Not Stolen

While the laws may vary from state-to-state, it’s easy to understand why pawnshops across the country are prohibited by law from accepting any stolen items for a collateral loan. The hard part is figuring out if a pawned item is in fact stolen.

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