Instant Cash on Gold & Silver
Provident Loan offers short-term loans, up to $100,000, in exchange for collateral such as gold, gold jewelry, gold coins, platinum, silverware, and sterling jewelry. Bring your collateral and walk out with cash in less than 20 minutes.
Why we’re Better than a pawnshop
- Free loan appraisal
- No credit check
- No employment verification
- No payments for 180 days
- Lower interest rates & fees
- Longer loan terms & grace periods
- Reduce/redeem your loan at any time during the repayment period
- Free Cash Rewards: Refer a Friend
- Abandoned collateral sold and after expenses, you keep excess proceeds
- Five convenient locations in New York City
Consider the DIFFERENCE
| Breakdown | Provident Loan Society | NY State Pawnshop |
|---|---|---|
| Loan Period | 6 Months | 4 Months |
| Interest Rates | 2.167% Monthly (26% Annual Interest) | 4% Monthly (48% Annual Interest) |
| Interest Rate Charges | By the exact number of days | By the month |
| Additional Fees | Lower | Maximum |
| Grace Period | Yes | No |
| Breakdown | Provident Loan Society |
|---|---|
| Loan Period | 6 Months |
| Interest Rates | 2.167% Monthly (26% Annual Interest) |
| Interest Rate Charges | By the exact number of days |
| Additional Fees | Lower |
| Grace Period | Yes |
| Breakdown | My State Pawnshop |
|---|---|
| Loan Period | 4 Months |
| Interest Rates | 4% Monthly (48% Annual Interest) |
| Interest Rate Charges | By the month |
| Additional Fees | Maximum |
| Grace Period | No |
For an estimation on loan fees and interest rates, you can use our loan calculator.
If it’s your first time taking out a collateral loan you might have questions, check our FAQ.
To get started on your collateral loan, click here to get a free appraisal, call us toll-free at 1-800-757-7296, or visit one of our five New York City locations. We also offer loans to all 50 states and US territories.