The not-for-profit lending organization, The Provident Loan Society of New York has announced interest-free loans for new customers who are in need of quick cash due to these difficult times. This interest-free loan can be paid back over the course of six or four months. John Higney, President/CEO of The Provident Loan Society, […]
How to Start Building Credit as a New Immigrant in New York Immigrants moving to Flushing, Queens can often feel lost when it comes to their new life in America. Many new immigrants don’t have credit to borrow money from a bank, or from a credit card. 3 Tips to […]
You may see the term APR interest and wonder, “what is it?” APR stands for Annual Percentage Rate, also known as the interest rate you pay for a loan for the entire year. The APR is applied to a loan, credit card, mortgage or even a collateral loan.
An estimate to replace, or replacement cost estimate, is probably the most common form of appraisal, though it is not as thoroughly researched or objective as a fair market value appraisal or an insurance appraisal. This appraisal accompanies an item of jewelry when it is purchased and is […]
What is an Appraisal? Simply put, an appraisal is an assessment of value. When it comes to jewelry, an appraisal can take many forms, which I will describe in this blog and others to follow.
Whether it’s done by hand, machine, or the latest technology.. I remember watching the TV show Laverne & Shirley, and couldn’t help but notice the big “L” that Laverne wore on every shirt and sweater. If she were better off financially, would her jewelry have been emblazoned with the name “Laverne” […]
Gems That Are Sustainable and Environmentally-Friendly When I was young, we never asked where the fruits and vegetables we bought at the supermarket came from or how they were grown. Oh, we might know that the apples were from upstate New York and the oranges came from Florida, but we […]