The not-for-profit lending organization, The Provident Loan Society of New York has announced interest-free loans for new customers who are in need of quick cash due to these difficult times. This interest-free loan can be paid back over the course of six or four months. John Higney, President/CEO of The Provident Loan Society, […]
Immigrants moving to Flushing, Queens can often feel lost when it comes to their new life in America. Many new immigrants don’t have credit to borrow money from a bank, or from a credit card. Here are four tips that Chinese immigrants can follow to build credit over time.
You may see the term APR interest and wonder, “what is it?” APR stands for Annual Percentage Rate, also known as the interest rate you pay for a loan for the entire year. The APR is applied to a loan, credit card, mortgage or even a collateral loan.
Insurance Appraisals These documents are used by insurance companies to determine the cost to replace a piece of jewelry or to compensate the owner in the case of loss, theft, or damage, according to the owner’s insurance plan. This type of appraisal usually considers the cost of replacing the […]
What is an Appraisal? Simply put, an appraisal is an assessment of value. When it comes to jewelry, an appraisal can take many forms, which I will describe in this blog and others to follow.
Many banks aren’t lending money to smaller businesses like they used to do. As a result, many entrepreneurs and small business owners are turning to alternative lending options, such as microloans and collateral loans. What are Collateral Loans? Collateral loans require borrowers to provide property or other assets – like […]
