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Helping New Yorkers get back on track since 1894

Provident loan helps your business

The not-for-profit lending organization, The Provident Loan Society of New York has announced interest-free loans for new customers who are in need of quick cash due to these difficult times. This interest-free loan can be paid back over the course of six or four months. John Higney, President/CEO of The Provident Loan Society, […]

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Building Credit as a New Immigrant in Flushing, NY

How to Start Building Credit as a New Immigrant in New York Immigrants moving to Flushing, Queens can often feel lost when it comes to their new life in America. Many new immigrants don’t have credit to borrow money from a bank, or from a credit card. 3 Tips to […]

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What Does APR Mean?

What Is APR? You may see the term APR interest and wonder, “what is it?” APR stands for Annual Percentage Rate, also known as the interest rate you pay for a loan for the entire year. The APR is applied to a loan, credit card, mortgage or even a collateral […]

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Different Types of Jewelry Appraisals – Part 2

  Insurance Appraisals These documents are used by insurance companies to determine the cost to replace a piece of jewelry or to compensate the owner in the case of loss, theft, or damage, according to the owner’s insurance plan. This type of appraisal usually considers the cost of replacing the […]

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NYC Programs to Help Small Business Owners

New York City has many public services to help small businesses and aspiring entrepreneurs with everything from guidance to growth. Unfortunately, many of these public programs are rarely advertised. As a result, entrepreneurs don’t take advantage of these services. Provident Loan Society of New York recently went through the different […]

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Microloans vs Collateral Loans – Which is Better For Me?

Do You Need An Alternative Lending Option to Expand Your Business? Many banks aren’t lending money to smaller businesses like they used to do. As a result, many entrepreneurs and small business owners are turning to alternative lending options, such as microloans and collateral loans. What Are Collateral Loans? Collateral […]

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Is your Jewelry Contributing to Your Carbon Footprint?

Gems That Are Sustainable and Environmentally-Friendly When I was young, we never asked where the fruits and vegetables we bought at the supermarket came from or how they were grown. Oh, we might know that the apples were from upstate New York and the oranges came from Florida, but we […]

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