Immigrants moving to Flushing, Queens can often feel lost when it comes to their new life in America. Many new immigrants don’t have credit to borrow money from a bank, or from a credit card. Here are four tips that Chinese immigrants can follow to build credit over time.
You may see the term APR interest and wonder, “what is it?” APR stands for Annual Percentage Rate, also known as the interest rate you pay for a loan for the entire year. The APR is applied to a loan, credit card, mortgage or even a collateral loan.
What is an Appraisal? Simply put, an appraisal is an assessment of value. When it comes to jewelry, an appraisal can take many forms, which I will describe in this blog and others to follow.
Many banks aren’t lending money to smaller businesses like they used to do. As a result, many entrepreneurs and small business owners are turning to alternative lending options, such as microloans and collateral loans. What are Collateral Loans? Collateral loans require borrowers to provide property or other assets – like […]
