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Unconventional Engagement Rings – Part 1

In this blog, we’ll discuss some alternatives to traditional engagement rings. Rings have been used as tokens of love, devotion, and fidelity for millennia. But why settle for conventional engagement and wedding rings? A raised diamond set in gold or platinum is only one option! In this blog, I will discuss some alternatives to traditional […]

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The wealthy are turning to pawn shops to fund new ventures

The business network, CNBC, recently published a story that reveals how wealthy entrepreneurs are turning to pawn shops to fund their new business ideas. The story focused around several wealthy entrepreneurs who pawned expensive Rolex watches and private art collections for quick cash. Some of those loans were over a million dollars. That’s a lot […]

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Save money with Rising Interest Rates

The Federal Reserve raised interest rates today by a quarter point. The Fed Chairman says he expects to continue raising rates in 2018. So what do these rate hikes mean for your pocketbook? It will likely cost you more money to borrow  now – compared to last year. As a not-for-profit organization, Provident Loan Society of […]

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What does APR mean?

You may see the term APR interest and wonder, “what is it?” APR stands for Annual Percentage Rate, also known as the interest rate you pay for a loan for the entire year. The APR is applied to a loan, credit card, mortgage or even a collateral loan.

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Find money for St. Patrick’s Day

It’s almost time for the most green party of the year: St. Patrick’s Day. But what happens if you’re a little short of green in your wallet for this Irish celebration, and the lucky shamrock doesn’t want to help with any extra cash? No worries anymore: you can borrow money by using your jewelry or […]

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Queens College Students Find New Ways to Save

Between tuition, school books, parking, meals, housing, etc. – education is expensive. At Queens College, which is located in Flushing, tuition and fees for in-state students are $6938, while out-of-state tuition and fees are $17,408. Luckily, for students within the CUNY community, there are many financial aid and scholarship options. According to CUNY, there are […]

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Need Money for Spring Break?

Spring break is right around the corner, but for many college students, they don’t have the money to get away. According to the publication, StudentCity, roughly 20,000 college students travel every year to warmer destinations for Spring Break. Their survey shows the beach and exotic parties are the biggest destination points.

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Consumer Rights at Pawn Shops

There are many consumer laws put in place to protect borrowers at  pawn shops, but most people are unaware of them. These consumer protection laws were designed to protect borrowers from exorbitant fees, high interest rates, predatory lending and discrimination. Unfortunately, it’s difficult to take advantage of a law if you don’t know about it. […]

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Unexpected Wedding Expenses

Weddings can be a joyous occasion, until the bills start coming in. The KNOT recently conducted a survey that looked at the rising costs of weddings. It found that Manhattan is the most expensive place to get married where the average wedding costs $78,464. Outside of Manhattan, the average cost for a wedding is $35,329, […]

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Provident Loan Society of New York – A Trustworthy History

It seems like there are pawn shops on every corner in Queens, Brooklyn, the Bronx, and even Manhattan. But how do you know which pawn shop will provide the best value for your loan or even the best customer experience? There are many honest, trustworthy pawn shops throughout New York City, but it is up […]

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